Finance Land

Ready to buy your dream land for sale?

Get the details on how to finance land through USA Land Sales.

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Finance Land

Through USA Land Sales, many of our financed land sales in the continental United States feature built-in financing at only 12% APR, fully amortized. All USA Land Sales buyers qualify for our affordable financing. There are no credit checks or pre-qualifications. You will pay a down payment, and then make monthly payments on the balance due on the property. USA Land Sales offers down payments from $299 and monthly payments as low as $99.

What Happens When You Agree to Purchase Land? 

Once you agree to purchase land through our financed land sales in the continental United States, you will pay the cost of the down payment (which is subtracted from the purchase price) and a $249 processing fee on your down payment amount only, then assume the remaining balance due at 12% interest.


After you agree to buy, USA Land Sales will send you detailed instructions regarding payment and vesting information requirements. You can make your monthly payment by:

  • Paying online with a credit card: Visa, MasterCard, American Express, Discover—using our AutoPal option (see below).
  • Mailing your payment (personal check, cashier's check, or money order).
  • Sending your payment via wire transfer.

Take Advantage of Convenient Auto-Payment Option for Financed Sales 

USA Land Sales offers an auto-payment option for all financed sales. AutoPal is the easiest way to pay for your purchased land. With AutoPal, the company we use to manage our land Seller Notes, you don’t have to remember any payment due dates or deal with late payment charges, and you don’t have to put a check in the mail.

To add or update your billing information, simply log in to your AutoPal account and go to the Profile page. We accept Visa, MasterCard, American Express and Discover credit cards, or you may use your checking or savings account to pay.

When you purchase land through USA Land Sales, there’s never a need to pre-qualify and we never impose any pre-payment penalties.